How Indian Nationals Can Buy Property in Australia: Rules, Process & Expert Tips
Australia is one of the most attractive destinations for property buyers worldwide — offering a strong housing market, quality of life, and investment opportunities. For Indian nationals, purchasing property in Australia is possible, but it comes with specific rules and steps you need to follow.
If you’re wondering “Can Indian citizens buy property in Australia?” — the answer is yes, but the process is different from buying property in India. This guide explains everything you need to know about buying property in Australia as an Indian national, from legal requirements to choosing the right conveyancer.
Be sure to share this guide with friends and family to help them better understand how the property market in Australia works!
Can Indian Citizens Buy Property in Australia?
Yes. Indian nationals and other foreign investors can purchase property in Australia. However, foreign buyers must follow the regulations set by the Foreign Investment Review Board (FIRB).
Key rules include:
FIRB approval is required for most property purchases.
Foreign buyers are usually limited to new dwellings, off-the-plan properties, or vacant land for development.
Buying established (second-hand) homes is generally not allowed, except in limited cases such as for temporary residents.
Step-by-Step Guide: Buying Property in Australia as an Indian National
1. Apply for FIRB Approval
Before signing a contract, Indian buyers must apply to the Foreign Investment Review Board. Fees depend on the property value, and approval conditions apply.
2. Choose the Right Property
Foreign nationals can usually buy:
Newly built homes.
Apartments purchased “off-the-plan.”
Vacant land (with strict development timelines).
3. Engage a Licensed Conveyancer
Conveyancing is the legal process of transferring property ownership. It’s one of the most critical steps when buying property in Australia as a foreigner. A conveyancer in South Australia will:
Review contracts and ensure compliance with FIRB rules.
Conduct property title and planning searches.
Handle the settlement process with banks and government authorities.
Working with an experienced firm such as O’Halloran Conveyancing ensures your purchase is handled smoothly and legally. With over 45 years of expertise, they are one of Adelaide’s most trusted conveyancers.
4. Secure Finance
Banks often have stricter lending conditions for foreign buyers. Indian nationals may need larger deposits and must meet additional requirements before being approved for a mortgage in Australia.
5. Finalise the Settlement
Your conveyancer manages the settlement, ensuring the property is legally transferred into your name and all payments are completed.
Why the Right Conveyancer Matters for Buyers
Australia’s property laws differ significantly from India’s, and mistakes can be costly. The right conveyancer will:
Protect you from legal and financial risks.
Ensure compliance with FIRB and South Australian property legislation.
Provide clear, step-by-step support.
That’s why working with a local specialist like O’Halloran Conveyancing is essential for international buyers.
Final Thoughts
Buying property in Australia as an Indian citizen is achievable and rewarding, but the process requires expert guidance and compliance with local laws. From FIRB approval to settlement, having the right team in place makes all the difference.
If you’re considering investing in Australian property, reach out to O’Halloran Conveyancing — trusted Adelaide conveyancers helping both local and international clients purchase property with confidence.
Visit the team of professionals at O’Halloran Conveyancing Here: https://www.ohalloran.com.au
